Financial Services

Who can apply?

• You can apply if you:

• • Are aged 14 years and over8

• • Will arrive in Australia in the next 14 days or;

• • Have arrived in Australia in the past 12 months

• • Are opening the account in your personal name

• Note, we are unable to accept tourist visas under subclass 600, 601 or 651

If you are already in Australia and arrived more than 12 months ago, please apply here.

Banks Offering Accounts for Migrants in Australia

Bank

Account Type

Requirements

Website

Commonwealth Bank

Everyday Smart Access

Passport, Australian residential address, tax identification number

CommBank

ANZ Bank

Migrant Banking Account

Passport, Australian mobile number, tax identification number

ANZ

Westpac

Choice Account

Passport, visa details, Australian address

Westpac

National Australia Bank (NAB)

Classic Banking Account

Passport, visa details, Australian address

NAB

Bank of Queensland (BOQ)

Everyday Banking

Passport, visa details, Australian address

BOQ

Requirements to Open a Bank Account as a Migrant

Most banks require the following: ✅ Valid Passport – Primary identification document ✅ Visa Details – Proof of immigration status ✅ Australian Residential Address – Some banks allow accounts to be opened before arrival ✅ Tax Identification Number – Your country’s equivalent tax number ✅ Australian Mobile Number – Required for online banking setup

Some banks, like Commonwealth Bank, allow migrants to open an account up to 14 days before arrival and activate it upon visiting a branch.